Terms and Conditions - Susan Philips

WEBSITE TERMS AND CONDITIONS

In these terms and conditions, we us and our refers to

SUSAN PHILLIPS HEALTH INSURANCE CONSULTANCY PTY LTD

ABN: 41 100 088 382

Dated the 1^st day of July 2016

Your access to and use of all information on this website is provided subject to the following terms and conditions.

We reserve the right to change or amend these terms and conditions at any time and your use of the website following any amendments will represent your agreement to be bound by these terms and conditions as amended.

By visiting this website, you agree to comply with these terms and conditions and all applicable laws and regulations.

Site Access

When you visit our website, we give you a limited licence to access and use our information for personal use.

You are permitted to download a copy of the information on this website to your computer for your personal use subject to the material not being modified in any manner. Your use of our content in any other way infringes our intellectual property rights.

Except as permitted under the Copyright Act 1968 (Cth), you are not permitted to copy, reproduce, republish, distribute or display any of the information on this website without our prior written permission.

The licence to access and use the information on our website does not include the right to copy, reproduce, republish, distribute or display material from the website for commercial use of any kind.

Information on the Website

This website has been prepared from information believed to be accurate at the time it was sourced and every effort has been made to ensure the information is free from error. However, we do not warrant that the information on this website is accurate, complete or up to date.

Links to Third Party Sites

This website may contain links to other websites. Such links are provided for convenience only and we take no responsibility for the content and maintenance of or privacy compliance by any linked website. Any link on our website to another website does not imply our endorsement, support, or sponsorship of the operator of that website nor of the information and/or products which they provide.

Intellectual Property Rights

Disclaimers

Our services are provided to assist you to select a health insurance policy. However, you are responsible for the final choice of your policy and should fully consider health fund policy information provided to you before making a decision. If you are in doubt or require more information, you should seek further advice or clarification from us or from the relevant health fund.

Warranties

Whilst we have taken all due care to ensure the information provided on our website is correct, we do not provide any warranty either expressed or implied that there are no errors or that the material is accurate, complete or up to date.

If there is any discrepancy or difference between material on this website and material provided by the relevant health fund, then the health fund documentation prevails.

We also take all due care in ensuring that our website is free of any virus, worm, Trojan horse and/or malware, however we are not responsible for any damage to your computer system which arises in connection with your use of our website or any linked website.

Limitation of Liability

To the maximum extent permitted by law, we accept no liability for any loss whatsoever including consequential loss suffered by you arising from services we have provided.

Indemnity

By accessing our website, you agree to indemnify and hold us harmless from all claims, actions, damages, costs and expenses including legal fees arising from or in connection with your use of our website.

Jurisdiction

These terms and conditions are to be governed by and construed in accordance with the laws of NSW and any claim made by either party against the other which in any way arises out of these terms and conditions will be heard in NSW and you agree to submit to the jurisdiction of those Courts.

If any provision in these terms and conditions is invalid under any law the provision will be limited, narrowed, construed or altered as necessary to render it valid but only to the extent necessary to achieve such validity. If necessary the invalid provision will be deleted from these terms and conditions and the remaining provisions will remain in full force and effect.

Privacy

We undertake to take all due care with any information which you may provide to us when accessing our website or when you send us an email. However we do not warrant and cannot ensure the security of any information which you may provide to us. Information you transmit to us is entirely at your own risk although we undertake to take reasonable steps to preserve such information in a secure manner.

Our compliance with privacy legislation is set out in our separate Privacy Policy which may be accessed from our home page.

SUSAN PHILLIPS HEALTH INSURANCE CONSULTANCY PTY LTD
PO BOX 219
BALMAIN, NSW 2041
02-9719 9779 / 0414 277434
email: susan.phillips@optusnet.com.au